http://realestate.bryanellis.com/300/real-estate-investors-a-risk-free-return/ Unbiased Real Estate Intelligence For Affluent Investors Wed, 18 Jan 2012 15:39:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://realestate.bryanellis.com/300/real-estate-investors-a-risk-free-return/#comment-1572 Bill Mon, 04 Aug 2008 14:29:07 +0000 http://www.freerealestatetraining.com/?p=300#comment-1572 I am a certified credit consultant. This is always a great thing to do and consider this when paying down your credit cards. First is to at least get your balance below the 40% mark or better yet raise your available balance to put you into the 40% bracket. This is a quick score increase of up to 30 points. KEEP THE CARDS ACTIVE! If you totally pay off a card that is 5, 10 or more years old, don't close that credit card account. Long term history is what the credit agencies want to see. So pay it down or pay it off and use it a little once a quarter to keep it active. The higher available balance the better your score. Those of you who don't think you're disciplined enough to keep the balance down may want to consider not asking for an increase and pay it down over time instead. Good luck in your investing, Bill I am a certified credit consultant.
This is always a great thing to do and consider this when paying down your credit cards.
First is to at least get your balance below the 40% mark or better yet raise your available balance to put you into the 40% bracket. This is a quick score increase of up to 30 points.
KEEP THE CARDS ACTIVE! If you totally pay off a card that is 5, 10 or more years old, don’t close that credit card account. Long term history is what the credit agencies want to see. So pay it down or pay it off and use it a little once a quarter to keep it active. The higher available balance the better your score.
Those of you who don’t think you’re disciplined enough to keep the balance down may want to consider not asking for an increase and pay it down over time instead.
Good luck in your investing, Bill

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