Archives for Personal Finance Tips

Now that It’s Passed: The True Cost of the Payroll Tax Cut

Just before Christmas, the United States Congress passed a payroll tax cut bill with only 12 members of Congress actually in the building. The deed was done quickly and with the utmost efficiency – in fact, some of the legislation was not even written until after the bill had already passed. Any congressmen and –women who had gone home for Read full article »

Market News: European Market Recovery Short-Lived

Although the European Central Bank (ECB) pushed $641 billion into 523 European banks in an effort to boost liquidity and stave off a financial crisis in the eurozone, European stock markets fell yesterday anyway. The Stoxx Europe 600 fell 0.5 percent after gaining 1.3 percent upon news of the cash influx as it became clear that early estimates about how Read full article »

Training and Education: 3 Activities to Avoid Before Applying For a Loan

Given the doom-and-gloom media coverage of the housing market and the mortgage lending market lately, you likely think that unless you have perfect credit and a zillion dollar in the bank you will never qualify for a home loan. Likely, you’re considering other options if you’re looking to buy, like creatively financing a home via a lease-option or a subject-to Read full article »

Market News: Survey Indicates Women Control Wealthy Households’ Philanthropic Decisions

In this season of giving, charities are getting a wakeup call about just who in high-net-worth households is writing the checks and why they write them. According to a recent Bank of America/Merrill Lynch survey, in almost all high-net-worth households (90 percent), women are either equal partners or the sole decision-makers when it comes to that household’s charitable giving. High Read full article »

Market News: Analysts Say Russian ETFs Could Rally in 2012

Although Forbes “ETF Professor” is warning that many emerging exchange traded funds (ETFs) will finish 2011 “in the red,” he likes the looks of certain Russian ETFs in 2012. Observing that if predictions that triple-digit oil prices become the norm are accurate, it will spell good news for these entities, the professor speculates that “all things being equal…RSX should Read full article »

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The Politics of Real Estate

Few industries are as profoundly impacted by the political machinations in Washington as the real estate industry. Whether it's old legislation like Jimmy Carter's Community Reinvestment Act or Barack Obama's massive mortgage bailouts, the U.S. political machine has a huge impact (usually bad) on the business of real estate.

Ideally, we could ignore politics. But here at the Bryan Ellis Real Estate Letter, we insist on seeing the world with clarity - including the reality of Washington's aggressive involvement in every facet of our business, from mortgage lending to real estate sales license; from loan modification regulations to appraisal requirements... every piece of our business is profoundly impacted by politics. So rather than stick our heads in the sand and ignore reality, readers of the Bryan Ellis Real Estate Letter choose to be informed and prepared.

About Bryan Ellis

Bryan Ellis is an Atlanta-based real estate analyst and publisher of the widely read newsletter "The Bryan Ellis Real Estate Letter". With over 200,000 subscribers - including real estate investors, agents, brokers, appraisers and other real estate professionals - the Bryan Ellis Real Estate Letter is among America's largest sources of unbiased coverage of politics and public policy for the real estate industry.

Bryan Ellis serves as editor in chief for the Bryan Ellis Real Estate Letter and is assisted by an extraordinary staff of writers, researchers and editors who are each real estate experts in their own right and who assure that the news we report is well researched, factual, and highly relevant to today's real estate industry.

Bryan is very happily married and has two wonderful daughters. He makes his home in the suburbs of Atlanta, Georgia. You can contact the team at the Bryan Ellis Real Estate Letter here.