Tag archives for Housing News

Homeownership Hits 1965 Levels

According to the U.S. Census Bureau, slightly less than two-thirds of the American population own their own home today. 65.9 percent of the country reported owning a home, but Morgan Stanley analysts argue that the number is much lower – more like 59.2 percent once borrowers who have delinquent mortgages but have not yet lost their homes are factored in. Read full article »

Mortgage Delinquencies Decline Across the U.S.

According to a recent survey released by the Mortgage Bankers Association (MBA), the “latest delinquency numbers represent significant, across-the-board decreases in mortgage delinquency rates in the U.S.,” according to MBA’s chief economist, Jay Brinkmann. In fact, total delinquencies (not including homes already in foreclosure) are at the lowest levels since the end of 2008, and mortgages with one payment past Read full article »

Majority of Americans Believe The Housing Market Still a Buyer’s Market, but for Entirely New Reasons

Americans have, according to Gallup polls, perceived that the nation’s housing market is a buyer’s market since 2003. The trend continues today, with 67 percent of Americans reporting that they believe that now is a “good time” to buy a house. Not surprisingly, however, the reasoning for this has changed pretty significantly over the past eight years. From 2003 to 2005, Read full article »

Homeowners, Home-buyers Doubling Up and Decreasing Demand for New Construction

It used to be that when you moved, you rented an apartment or you bought a house so that you would have somewhere to stay during your residence in your new area of choice. Now, however, people are choosing their new homes and living areas based on where there is already room available, thereby contributing to the continuing beating that Read full article »

Real Estate Market – What WAS and What IS – What Is TO COME

There's another doom and gloom report out about the real estate market today. And just like most of the rest of them, it's based on information that is months old. I'll give you that news now - and then I'll tell you CURRENT news about the reality of what's happening in the real estate world with a particular mega-money financial Read full article »

The Politics of Real Estate

Few industries are as profoundly impacted by the political machinations in Washington as the real estate industry. Whether it's old legislation like Jimmy Carter's Community Reinvestment Act or Barack Obama's massive mortgage bailouts, the U.S. political machine has a huge impact (usually bad) on the business of real estate.

Ideally, we could ignore politics. But here at the Bryan Ellis Real Estate Letter, we insist on seeing the world with clarity - including the reality of Washington's aggressive involvement in every facet of our business, from mortgage lending to real estate sales license; from loan modification regulations to appraisal requirements... every piece of our business is profoundly impacted by politics. So rather than stick our heads in the sand and ignore reality, readers of the Bryan Ellis Real Estate Letter choose to be informed and prepared.

About Bryan Ellis

Bryan Ellis is an Atlanta-based real estate analyst and publisher of the widely read newsletter "The Bryan Ellis Real Estate Letter". With over 200,000 subscribers - including real estate investors, agents, brokers, appraisers and other real estate professionals - the Bryan Ellis Real Estate Letter is among America's largest sources of unbiased coverage of politics and public policy for the real estate industry.

Bryan Ellis serves as editor in chief for the Bryan Ellis Real Estate Letter and is assisted by an extraordinary staff of writers, researchers and editors who are each real estate experts in their own right and who assure that the news we report is well researched, factual, and highly relevant to today's real estate industry.

Bryan is very happily married and has two wonderful daughters. He makes his home in the suburbs of Atlanta, Georgia. You can contact the team at the Bryan Ellis Real Estate Letter here.