Due to fears of a double dip recession, lack of “hot markets” and plummeting property values, one of USA Today’s financial experts has stated that “the days of flipping real estate, commercial or otherwise, are pretty much over”. Tom Casey, a certified financial planner at Casey Thomas & Associates, believes that now is the time to rent property, not try Read full article »
Tag archives for Real Estate Transactions
USA Today Declares the Days of Flipping Real Estate “Pretty Much Over”
category: Real Estate News
More Evidence: “Confidentiality” Is Just A Nuisance To The Government
The Bureau of Justice Assistance, a component of the U.S. Department of Justice, released a report indicating that the answer to the housing crisis, at least in part, is making sure that that pesky word, “confidential” does not get in the way of public and private institutions being able to share information about you and anything Read full article »
category: Editorial
tags: Bad Actors, Bad Guys, Banks, Bureau Of Justice, Bureau Of Justice Assistance, Confidentiality, Consumer Privacy, Dangerous Precedent, Department Of Justice, Dsnews, Financial Markets, Lenders, Middle Men, Nuisance, Participants, Private Institutions, Real Estate Investors, Real Estate Transactions, That Enables Anyone, U S Department
Subject-To Real Estate Investing – How To Handle Homeowner’s Insurance
A big sticking point for many real estate investors who like to use the Subject To strategy for property acquisition is: How do I handle property insurance? The issue isn't as simple as you think, because: Home owner's insurance is always required by every mortgage - it is not optional, so you can't merely cancel the former owner's policy without risking Read full article »
category: Uncategorized
tags: Beneficiary, Controversy, Coverage Policy, Daily Basis, Homeowner Insurance, Homeowner S Insurance, Insurable Interest, Insurance, Investing, Mortgage Lender, Professional Counsel, Property Acquisition, Property Insurance, Real Estate Investors, Real Estate Transactions, Scrutiny, Sticking Point, Transfer Of Ownership
Real Estate Contract Fundamentals: Property Identification
This is part of the Real Estate Contract Fundamentals Series. I'm not giving you legal advice - you've got to get that for yourself from a qualified attorney. To get a free copy of the Real Estate Purchase and Sale Agreement upon which this series is based, visit the Monster Purchase And Sale Agreement Download Page. ---------- The 3 primary Read full article »
category: Main Content
Real Estate Contract Fundamentals: Who Is The Buyer?
This is part of the Real Estate Contract Fundamentals Series. I'm not giving you legal advice - you've got to get that for yourself from a qualified attorney. To get a free copy of the Real Estate Purchase and Sale Agreement upon which this series is based, visit the Monster Purchase And Sale Agreement Download Page. Real Estate Read full article »
category: Main Content
tags: Accountant, Business Entity, Contract Training, Corporations, Fundamental Issues, Legal Advice, Legal Entity, Legal Liability, Liability Reasons, Living Trusts, Monster, Notion, Partnerships, Property Ownership, Real Estate Contract, Real Estate Investor, Real Estate Transactions, Tax Counsel, Tax Ramifications, Third Party
The Politics of Real Estate
Few industries are as profoundly impacted by the political machinations in Washington as the real estate industry. Whether it's old legislation like Jimmy Carter's Community Reinvestment Act or Barack Obama's massive mortgage bailouts, the U.S. political machine has a huge impact (usually bad) on the business of real estate.
Ideally, we could ignore politics. But here at the Bryan Ellis Real Estate Letter, we insist on seeing the world with clarity - including the reality of Washington's aggressive involvement in every facet of our business, from mortgage lending to real estate sales license; from loan modification regulations to appraisal requirements... every piece of our business is profoundly impacted by politics. So rather than stick our heads in the sand and ignore reality, readers of the Bryan Ellis Real Estate Letter choose to be informed and prepared.
Mortgage Industry News
Few things change more rapidly than the mortgage market, and with the increasing dominance of GSE's Fannie Mae and Freddie Mac over the mortgage business, it's more important than ever to keep up. Here are a few recent mortgage news updates:
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Mortgage News
- HAMP Success Tally Slowly Growing
- Western States Working Through Foreclosure Backlog Quicker than Eastern
- Biggest Down Payments in the Country Found in New Jersey
- President Bypasses Congress, Appoints Director of the Consumer Protection Bureau
- Federal Reserve Recommends Expanding GSEs to Turn Housing Market Around
- Mortgage Rates Likely to Remain Low for a While Longer
- Top Former FDIC, Wells Fargo Execs Say Fannie and Freddie Must Go
- FHA Continues to Extend Anti-Flipping Waiver
- More Homeowners Using Delaying Tactics to Slow Down Foreclosures
- Now that It’s Passed: The True Cost of the Payroll Tax Cut
About Bryan Ellis
Bryan Ellis is an Atlanta-based real estate analyst and publisher of the widely read newsletter "The Bryan Ellis Real Estate Letter". With over 200,000 subscribers - including real estate investors, agents, brokers, appraisers and other real estate professionals - the Bryan Ellis Real Estate Letter is among America's largest sources of unbiased coverage of politics and public policy for the real estate industry.
Bryan Ellis serves as editor in chief for the Bryan Ellis Real Estate Letter and is assisted by an extraordinary staff of writers, researchers and editors who are each real estate experts in their own right and who assure that the news we report is well researched, factual, and highly relevant to today's real estate industry.
Bryan is very happily married and has two wonderful daughters. He makes his home in the suburbs of Atlanta, Georgia. You can contact the team at the Bryan Ellis Real Estate Letter here.