Tag archives for Renting

Homeownership Shows Largest Drop Since 1940

Although homeownership levels are still at the second-highest levels ever, the percentage drop in homeownership over the past ten years has been the largest since 1940, at the end of the Great Depression, according to data released by the U.S. Census Department last week. In the Midwest and in the South, slightly more than 2/3 of the population still owns Read full article »

Banks Beginning to Let Mortgage Defaulters Back In

For years, a mortgage default has pretty much been a guarantee that you would be renting or creatively financing your next home. Now, however, banks and other lenders are beginning to adjust their policies on former homeowners who defaulted on their mortgages, extending credit “beyond the best borrowers to include those with significant blemishes on their credit reports". This news Read full article »

Is the Housing Market Making Unemployment Worse?

If you cannot get out of your house, it makes it pretty hard to relocate for work. As a result, homeowners who are underwater on their homes are finding their options may be limited when it comes to looking for jobs. In the past, “mobility has been the hallmark of the U.S. work force,” says CoreLogic chief economist Mark Fleming, Read full article »

A New Trend in Renting

According to a report by the Harvard Joint Center for Housing Studies, there are fewer households that actually own the homes in which they live than at any point since 1998. 33.6 percent of households are renters, and the analysts who conducted the study expect 3 million more renting households by 2015. Not surprisingly, this has had a negative impact Read full article »

Understanding Real Estate Investing & For Sale By Owners

Understanding Real Estate Investing & For Sale By OwnerReal estate investing involves the purchase of real estate for profit. The most popular over time has been to accumulated houses slowly by renting out properties with a positive cashflow then reselling later for capital gains. This is a tried and true method for wealth accumulation.

The Politics of Real Estate

Few industries are as profoundly impacted by the political machinations in Washington as the real estate industry. Whether it's old legislation like Jimmy Carter's Community Reinvestment Act or Barack Obama's massive mortgage bailouts, the U.S. political machine has a huge impact (usually bad) on the business of real estate.

Ideally, we could ignore politics. But here at the Bryan Ellis Real Estate Letter, we insist on seeing the world with clarity - including the reality of Washington's aggressive involvement in every facet of our business, from mortgage lending to real estate sales license; from loan modification regulations to appraisal requirements... every piece of our business is profoundly impacted by politics. So rather than stick our heads in the sand and ignore reality, readers of the Bryan Ellis Real Estate Letter choose to be informed and prepared.

About Bryan Ellis

Bryan Ellis is an Atlanta-based real estate analyst and publisher of the widely read newsletter "The Bryan Ellis Real Estate Letter". With over 200,000 subscribers - including real estate investors, agents, brokers, appraisers and other real estate professionals - the Bryan Ellis Real Estate Letter is among America's largest sources of unbiased coverage of politics and public policy for the real estate industry.

Bryan Ellis serves as editor in chief for the Bryan Ellis Real Estate Letter and is assisted by an extraordinary staff of writers, researchers and editors who are each real estate experts in their own right and who assure that the news we report is well researched, factual, and highly relevant to today's real estate industry.

Bryan is very happily married and has two wonderful daughters. He makes his home in the suburbs of Atlanta, Georgia. You can contact the team at the Bryan Ellis Real Estate Letter here.